Will AI replace appraisers of personal and business property?
Not on current evidence. Less than 30 minutes of a typical shift goes to tasks that AI or robots are doing today. The other 8h (100%) stays with people. Separately, BLS expects about 3.5% more of these jobs by 2035 (all jobs: +3.5%).
⤢ Full sizeEach mark is 5 minutes of a typical shift for appraisers of personal and business property, colored by who does that task today. Estimates from O*NET tasks and Anthropic Economic Index data. How it's made
Appraise and estimate the fair value of tangible personal or business property, such as jewelry, art, antiques, collectibles, and equipment. May also appraise land.
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Task, by time spent
Human
With AI
AI
Robot
Calculate the value of property based on comparisons to recent sales, estimated cost to reproduce, and anticipated property income streams.1h 13m a shift · No AI or robot evidence found
Locate and record data on sales of comparable property using specialized software, internet searches, or personal records.1h 13m a shift · No AI or robot evidence found
Write and submit appraisal reports for property, such as jewelry, art, antiques, collectibles, and equipment.1h 13m a shift · No AI or robot evidence found
Inspect personal or business property.1h 13m a shift · No AI or robot evidence found
Document physical characteristics of property such as measurements, quality, and design.47m a shift · Robots only in factory cells
Write descriptions of the property being appraised.33m a shift · No AI or robot evidence found
Create and maintain a database of completed appraisals.20m a shift · No AI or robot evidence found
Take photographs of property.20m a shift · Robots only in factory cells
Determine the appropriate type of valuation to make, such as fair market, replacement, or liquidation, based on the needs of the property owner.13m a shift · No AI or robot evidence found
Verify that property matches legal descriptions or certifications.13m a shift · Robots only in factory cells
Update appraisals when property has been improved, damaged, or has otherwise changed.13m a shift · No AI or robot evidence found
Forecast the value of property.13m a shift · No AI or robot evidence found
Testify in court as to the value of a piece of tangible property.7m a shift · No AI or robot evidence found
Recommend loan amounts based on the value of property being used as collateral.7m a shift · No AI or robot evidence found
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Will AI replace appraisers of personal and business property?
Not on current evidence. Less than 30 minutes of a typical shift goes to tasks that AI or robots are doing today. The other 8h (100%) stays with people. Separately, BLS expects about 3.5% more of these jobs by 2035 (all jobs: +3.5%).
What can AI already do for appraisers of personal and business property?
None of this job's tasks show regular AI use yet. That can mean the work is hands-on or in person, or simply that it rarely comes up in AI usage data.
Where do robots fit in?
Not in workplaces like this one, based on a 2026 review of robot deployments. 3 more tasks have only been done in factory setups built around the machine, so they stay with people here. For 1 physical task, no robot has shown it can do the work yet.
What still needs a person?
8h of a typical shift, or 100%, goes to tasks with no AI or robot evidence yet. No AI usage or robot deployment has shown up for these so far. The biggest:
Calculate the value of property based on comparisons to recent sales, estimated cost to reproduce, and anticipated property income streams. (1h 13m a shift)
Locate and record data on sales of comparable property using specialized software, internet searches, or personal records. (1h 13m a shift)
Write and submit appraisal reports for property, such as jewelry, art, antiques, collectibles, and equipment. (1h 13m a shift)
Inspect personal or business property. (1h 13m a shift)
Document physical characteristics of property such as measurements, quality, and design. (47m a shift)
Why is that work hard to automate?
Much of it comes down to where and how the work happens. In-person, hands-on and high-stakes work is where AI and robots have made the least headway so far. In the official O*NET survey of people in this job:
68% say dealing with the public is very or extremely important
Are employers still hiring appraisers of personal and business property?
On Indeed, job postings in the Banking & Finance sector are at 106% of their February 2020 level (all U.S. postings: 104%), up 10.8% from a year earlier, as of Oct 9, 2026. BLS separately expects about 5,200 openings a year in this job through 2035. Across all U.S. postings, 7.3% now mention AI skills. Sector postings cover more than this one job and move for many reasons besides AI.
How much do appraisers of personal and business property make?
The median pay is about $67,960 a year ($32.67 an hour), 33% above the median for all U.S. jobs ($50,980). Most people in this job earn between $40,030 and $122,660 a year; that range covers the middle 80%. Pay figures are from BLS, May 2025, and vary a lot by state and employer.
Is this job growing or shrinking?
BLS projects growth of 3.5% from 2025 to 2035, compared with 3.5% growth for all jobs. That's about 71,000 jobs in 2035. It expects about 5,200 openings a year, mostly from people retiring or changing careers. These projections don't single out AI as a cause.
How many appraisers of personal and business property are there in the U.S.?
About 57,000 people in the U.S., roughly 0.04% of all workers (BLS, May 2025). That makes it the 365th largest of the 796 jobs on this site. BLS expects about 71,000 in 2035.
What training do appraisers of personal and business property need?
The most common requirement is a bachelor's degree: about 39% of people in the job said so in the official O*NET survey. O*NET rates the job at level 4 of 5 for preparation, which usually means: bachelor's degree. Requirements vary by state and employer, especially for licensed work.
What should I learn to stay ahead of AI?
These come from the job's official skill ratings and from the tasks that AI and robots touch least today. Building them keeps you strong in the parts of the work that still need a person:
Skills that matter more here than in most jobs: Reading Comprehension, Writing, Critical Thinking, Active Learning
Get strong at the parts of the job that stay with people (listed above), which take 8h of a typical shift
Tools employers list: Microsoft Access, Microsoft Excel, Microsoft Office software, Microsoft Outlook, Microsoft PowerPoint
What other jobs could appraisers of personal and business property move into?
These use similar skills. Matches come from 109 official ratings of skills, knowledge and work activities, and each needs the same or less preparation unless the official list relates the jobs directly:
Appraisers and Assessors of Real Estate (2h 44m touched, $68k median pay)
Real Estate Brokers (2h 49m touched, $73k median pay)
Auto Damage Insurance Appraisers (0m touched, $78k median pay)
How solid are these numbers?
Each task carries its own evidence label. For this job: 14 with no AI or robot evidence found. The minutes per task are estimates, not measured hours, and "no evidence" doesn't prove a task is safe.